2025 CRA Benefits and Payment Dates: What You Need to Know

The Canada Revenue Agency (CRA) has a variety of benefit programs designed to help Canadians throughout the year. Here’s a breakdown of the key benefits, who qualifies, and how much you might receive in 2025.

GST/HST Credit

• What: A quarterly, tax-free payment designed to help individuals and families with low or modest incomes recover some of the GST or HST they’ve paid.

• Who: Canadians 19+ (or younger if married or parenting), with income thresholds between $54,704 and $72,244.

• Amount: Up to $519 for singles, $680 for couples, and $179 per child.

• Payment Dates: Jan 3, Apr 4, July 4, Oct 3.

Canada Workers Benefit (CWB)

• What: A refundable tax credit to support low-income workers, with advance payments available to ease financial strain throughout the year.

• Who: Canadians 19+ earning below provincial thresholds ($23,000–$70,000).

• Amount: Up to $1,590 for singles, $2,739 for families, and $821 for the disability supplement.

• Payment Dates: Jan 10, July 11, Oct 10.

Canada Carbon Rebate

• What: A tax-free, quarterly payment to offset the costs of federal pollution pricing, with additional amounts for rural or small community residents.

• Who: Residents of eligible provinces, 19+ (or younger if married or parenting).

• Amount: Varies by province (e.g., $1,125 for singles in Alberta), plus supplements for rural residents.

• Payment Dates: Jan 15, Apr 15, July 15, Oct 15.

Ontario Trillium Benefit (OTB)

• What: A monthly payment to help with energy, property, and sales taxes for low- to moderate-income Ontario residents.

• Who: Ontario residents who qualify for at least one of three provincial credits: Northern Ontario Energy Credit, Ontario Energy and Property Tax Credit, or Ontario Sales Tax Credit.

• Amount: Varies based on eligibility; up to $1,421 for seniors and $360 per dependent.

• Payment Dates: Monthly on the 10th (or nearest business day).

Canada Child Benefit (CCB)

• What: A tax-free monthly payment to help families with the cost of raising children, including extra support for children with disabilities.

• Who: Parents or caregivers with children under 18, earning <$36,502 for the maximum benefit.

• Amount: Up to $7,997 for kids under 6, and $6,748 for ages 6–17.

• Payment Dates: Jan 20, Feb 20, Mar 20, Apr 17, etc.

Canada Pension Plan (CPP)

• What: A monthly retirement pension to help replace income for Canadians who are retired or nearing retirement. Payments continue for life.

• Who: Canadians 60+ with at least one CPP contribution.

• Amount: Max $1,364.60 (average $815), adjusted annually for inflation.

• Payment Dates: Monthly, during the last week of each month.

Old Age Security (OAS)

• What: A monthly payment for Canadians aged 65+ to assist with living expenses, with supplements available for lower-income seniors.

• Who: Canadians 65+ who have lived in the country for at least 10 years (20 years if living abroad).

• Amount: Up to $800.44/month (ages 75+), adjusted quarterly for inflation.

• Payment Dates: Same as CPP.

Veteran Disability Pension

• What: Monthly financial support for veterans with service-related disabilities, with additional amounts for dependents.

• Who: Veterans of the Canadian Armed Forces or RCMP with a diagnosed service-related disability.

• Amount: Max $3,357.30 + $839 for a spouse and $436 per child.

• Payment Dates: Jan 30, Feb 27, Mar 28, Apr 29, etc.

For More Information

Visit the Canada Revenue Agency’s website for full details on eligibility, payment amounts, and updates.